Axa has revealed a combined operating ratio of 95.6% for property and casualty business in the UK and Ireland in 2021, an improvement on the 96.2% posted in 2020. The insurer reported total P&C revenue for the region of €3.53bn (£2.95bn) an uplift on the €3.46bn delivered the year before. The revenue breakdown showed a fall in personal lines but a rise in commercial business. Personal lines was down fractionally at €1.91bn from €1.92bn in the previous 12 months. Within this both the personal
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